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Requests, issues, and suggestions

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At Howie Cashes-In, your experience matters. If you have any requests, encounter any issues, or want to share suggestions to help improve the Website, please feel free to contact me.

How to Reach Out:
You can submit your requests, report technical problems, or send suggestions via the contact form on this Website or by emailing me directly at: help.cash-itin@outlook.com

What to Expect:

  • I aim to review and respond to all genuine queries within 5 business days.

  • While I welcome all constructive feedback, please understand that not every suggestion can be implemented immediately, but all will be considered carefully.

  • For technical issues, please provide as much detail as possible, including device type, browser, and steps to reproduce the problem, to help me address it promptly.

  • Requests for personalized financial advice cannot be accommodated on this site. Please consult a professional financial advisor for individual guidance.

Your input helps make Howie Cashes-In better for everyone—thank you for taking the time to share your thoughts!

Accessibility statement

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Effective Date: 01/06/2025

At Howie Cashes-In, I am committed to ensuring that my website is accessible to as many people as possible, regardless of technology, ability, or circumstance. I strive to make this site user-friendly, readable, and navigable for all visitors, including those using assistive technologies.

Accessibility Standards

This website aims to conform to Web Content Accessibility Guidelines (WCAG) 2.1, Level AA, where reasonably possible. These guidelines outline best practices for improving accessibility, usability, and the overall user experience.

Efforts include:

  • Using clear and simple language throughout the website

  • Ensuring appropriate contrast between text and background

  • Allowing the site to be navigated by keyboard alone

  • Using alt text for all images where necessary

  • Structuring content with headings and logical reading order

  • Ensuring text resizes well on all screen sizes and devices

Known Limitations

While I aim to meet accessibility standards, Howie Cashes-In is a developing personal project and may still have areas that could be improved. These include:

  • Some images or icons may not yet have descriptive alternative text

  • Some third-party embedded content (e.g. widgets, referral tools) may not be fully accessible

  • Occasional formatting inconsistencies across devices

I am actively working on resolving these issues and improving the website’s accessibility over time.

Feedback and Contact Information

If you experience any accessibility issues, notice something that isn’t working properly, or have suggestions to improve your experience, please get in touch:

📧 Email: help.cash-itin@outlook.com
📝 Contact form: click here

I appreciate your feedback and will do my best to respond and address any issues promptly.

Third-Party Tools

Please note that some features and offers on this website link to external websites. Howie Cashes-In is not responsible for the accessibility of third-party content or platforms. I recommend reaching out to those services directly for support if needed.

Ongoing Commitment

Accessibility is an ongoing process, and I am committed to continuing to improve the experience for all users. This statement will be reviewed and updated as the website evolves.

Declaration for Cash-It-In

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Effective Date: 01/06/2025

I, Howard, am the sole creator and operator of Howie cashes-In, a personal website dedicated to documenting and sharing my individual experiences and opinions related to budgeting, investing, saving, and using financial products and services. This website is not affiliated with any financial institution, nor is it operated in a professional advisory capacity.

Purpose of the Website

The purpose of Howie Cashes-In is to provide educational and informational content based on my own financial journey. The content shared includes personal tips, investment strategies I’ve used, referral opportunities, and general commentary on saving and making money online.

All material is created with the intention of sharing knowledge, encouraging financial awareness, and highlighting tools and platforms that I personally use or find interesting. I do not guarantee the accuracy, completeness, or currentness of all content, although I make every effort to ensure information is correct at the time of publication.

Legal Status

  • I am not a licensed financial advisor or planner.

  • All statements on this website are personal opinions and do not constitute financial advice.

  • I do not accept any liability for decisions made based on the content published on this site.

  • Users are encouraged to do their own research and seek independent professional advice before making any financial decisions.

Ownership and Rights

All original content on Howie Cashes-In, including articles, images (excluding logos and third-party assets), and graphics — are owned by me unless otherwise stated. Company names, logos, and trademarks referenced remain the property of their respective owners.

Referral Disclosure

This website contains referral links for products and services that I have personally used or reviewed. I may receive a reward or commission if a user signs up or purchases through one of these links. However, the presence of a referral link does not influence the honesty or accuracy of the content provided.

Final Note

This website is a personal project intended to inform, inspire, and support others on their financial journeys. I remain committed to transparency, honesty, and continually improving the quality of the content shared.

Terms and Conditions

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Effective Date: 01/06/2025
Website: howardgrant.wixsite.com/howiecashes-in ("Website")
Owner: Howard ("I", "me", "my")

These Terms and Conditions govern your use of the website Howie cashes-In. By accessing or using this Website, you agree to be bound by the following terms. If you do not agree with any part of these terms, please do not use this Website.

1. Website Purpose and Use

The Website is for informational and educational purposes only. The content shared is based on my own personal experiences with saving, budgeting, investing, and using financial platforms. The Website is intended for general information and not intended to provide professional or financial advice.

You agree to use this Website lawfully and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Website by anyone else.

2. Financial Disclaimer

I am not a financial advisor. All information provided on this Website is for educational purposes only and does not constitute financial advice. You should seek independent financial advice before making any financial decisions.

Investments discussed on this site—including stocks, ETFs, P2P lending, cryptocurrencies, and others—carry risk. You should not invest money you cannot afford to lose. Past performance is not indicative of future results.

3. Referral and Affiliate Links

The Website includes referral and affiliate links. I may receive a reward or commission if you sign up or make a purchase through one of these links. This comes at no extra cost to you. I only recommend products or services that I have used or personally researched. All reviews and recommendations remain my own opinion.

4. User Conduct

When using the Website, you agree:

  • Not to misuse the Website or post offensive, unlawful, or misleading content

  • Not to attempt to gain unauthorized access to any part of the Website

  • Not to copy, reproduce, or distribute any part of the content without permission

5. Intellectual Property

All original content on this Website, including text, images, design, and branding, is owned by me unless otherwise stated. Third-party company names, logos, and trademarks are the property of their respective owners and are used here for identification and review purposes.

You may not copy, reproduce, or reuse any part of this Website's content for commercial purposes without written permission.

6. Privacy Policy

Please refer to the Privacy Policy for details on how I collect, use, and protect your personal information.

7. Limitation of Liability

To the fullest extent permitted by law, I will not be held liable for any loss or damage (direct, indirect, incidental, or consequential) arising from the use of this Website or reliance on the information provided.

All content is offered “as is” with no guarantees of accuracy, completeness, or timeliness.

8. External Links

This Website may contain links to external websites that are not provided or maintained by me. I do not guarantee the accuracy, relevance, or legality of any third-party content and accept no responsibility for them.

9. Changes to Terms

I reserve the right to update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review this page periodically. Continued use of the Website constitutes acceptance of any changes.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the UK courts.

11. Contact

For any questions about these Terms and Conditions, please contact me at:
📧 help.cash-itin@outlook.com

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