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Cheddar
Cheddar is a UK-based cashback app that lets you earn instant rewards just for buying digital gift cards from major retailers like Tesco, Just Eat, Greggs, Primark, and more. Instead of changing your shopping habits, you simply buy a gift card through the app seconds before you spend, use it like normal, and get a percentage of your spend back, sometimes up to 5%. It’s quick, seamless, and the cashback can be withdrawn to your bank with no minimums. If you’re already spending money on food, fuel, or clothes, this is one of the easiest ways to make your money work a little harder without any extra effort. Plus, you can use my referral link offering a free £2 bonus when you sign up and make your first gift card purchase within 14 days, a nice little nudge to get started. Cheddar is one of those “why not?” tools that quietly boosts your savings just by fitting into your everyday spending. (promotions regularly change so what is being advertised you might not receive, check the terms and conditions before you begin)