Chip is a slick, app-based savings account that uses clever tech to help you build up your cash without even thinking about it. Launched back in 2017, it’s one of the UK’s most popular fintech tools for hands-free saving. It connects to your bank, figures out what you can afford to save, and moves money into your Chip account automatically, so even if you’re not great at budgeting, you’ll still make progress. You can choose between easy-access savings, or lock your money into accounts with competitive interest rates (some of the best around, actually). It’s not a bank, but your money is held securely and protected via FSCS through Chip’s partner banks. Best part? They’ve got a referral offer where you can bag £30 if you deposit at least £500 within 30 days of signing up and retain your balance for a further 30 days. Just click on my link down below or in the thumbnail above to try it out. If you want to grow your savings effortlessly with a clean, no-fuss app that actually works, Chip is 100% worth a download. (promotions regularly change so what is being advertised you might not receive, check the terms and conditions before you begin)

https://www.getchip.uk/get-your-boost?code=CHIP-ANW216&name=Howard