​This is one of the easiest techniques I’ve come up with. and the best part? Anyone can use it to start building a small pot of savings and even dip a toe into investing. I call it the Triple S Method, and it all starts with a few simple steps.

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Step one: Surveys Sign up for a couple of legit survey sites, there are loads out there, and the best part is you can do them anywhere, even at work when you’re counting down the minutes to go home. Once you’ve earned a payout (usually around £5, depending on the site or app), you cash out.

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Step two: Save Take that survey money and drop it into a savings account. You can use a signup link here too, but most savings bonuses require a deposit of £100 or more, so if that’s out of reach for now, no worries just stick it into an easy-access savings account with your bank. From this point on, that survey cash is working for you, earning a bit of interest each month. It won’t be life-changing money, but hey, it’s free cash.

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Step three: Stocks and Shares Keep repeating the process. Surveys → Save → Repeat. As your pot grows, you’ll eventually have enough saved to use for signup offers on things like Stocks and Shares ISAs,  if you're comfortable with the risk of investing. The golden rule? Keep this money completely separate from your regular savings, wages, emergency fund, or holiday pot. This is your “Triple S Fund” a self-sustaining loop built from your spare time.

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Once you’ve built some momentum, you can tweak the method to suit your style. Maybe skip the savings account stage and go straight into investing. Add receipt-scanning apps to boost your earnings. Or swap out stocks for something like matched betting, then funnel those profits back into investments. Done right, this method could easily generate a few hundred pounds over a year, especially if you consistently complete surveys during the workweek (they tend to dry up over the weekend).

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Just keep in mind, this isn’t a get-rich-quick scheme. It takes time, patience, and consistency. But if you stick with it, the Triple S Method can be a smart, low-effort way to grow a little nest egg out of thin air.